The 2009 Legislative Session has the following Insurance Bill of Rights introduced in the House and Senate. Please take time to call and email House and Senate Committee Insurance Members and ask them support improving our insurance rights. 

Senate Committee Members
dkirby@senate.ms.gov, tbrown@senate.ms.gov, bdearing@senate.ms.gov, jhorhn@senate.ms.gov, kjones@senate.ms.gov, tking@senate.ms.gov, mwatson@senate.ms.gov, lyancey@seante.ms.gov, bclarke@senate.ms.gov, bturner@seante.ms.gov, bhews@senate.ms.gov, ddwakins@senate.ms.gov,
House Committee Members
bjones@house.ms.gov, wrobinison@house.ms.gov, ccalhoun@house.ms.gov, rdickson@house.ms.gov, mformby@house.ms.gov, ffredricks@house.ms.gov, agipson@house.ms.gov, jhines@house.ms.gov, mjanus@house.ms.gov, dmeyers@house.ms.gov, jpuckett@house.ms.gov, hzuber@house.ms.us,
tweathersby@house.ms.gov,

Commissioner Chaney; mike.chaney@mid.state.ms.us

 The following Bills have been filed in the 2009 Legislative Session. They all died in Committee without a vote. The Commiteee Members are listed above.

SB2386: Click Here
SB2024: Click Here
SB2019: Click Here
HB0859: Click Here This was the bill I filed
HB0792: Click Here
SB2175: Click Here

To view a copy of the current Bill of Rights offered by MID; Click Here

Insurance Reform bills denied a vote: See story Here!

Lawsuit filed against MID: Here

Katrina claims information reported in the Sun Herald:

Katrina claims

The Insurance Service Organization compiled the total amount of Katrina claims filed and paid, but not the total amount of damage policyholders claimed. The numbers below include homeowner, condominium, mobile home and tenant policies covering structural and personal property damage and loss of use.

Total Mississippi claims from Katrina: 355,000.

Total amount paid: $5.650 billion.                                      

Average paid per claim: $15,915.

The MS Insurance Bill of Rights is a bill to improve our rights...

On August 29, 2005, Hurricane Katrina destroyed my home. Only a slab remained. I had a Homeowners Insurance Policy. My home was in a non-flood zone. 

After filing my initial claim, I was only paid $1000 for my loss. They offered me $5000 for Loss of Use, but I refused the check because I thought it was not a fair payment on my Homeowners Claim. Initially, I was not offered anything on contents and structure. In my opinion, the insurance company ignored the wind damage evidence that destroyed my home.  

This Bill of Rights will assure we have some basic rights the Insurance Companies cannot take away from us. I will try to get this Bill of Rights passed into law in 2009. We must make it harder for insurance companies to deny initial claims after a disaster.